Privacy Policy

Effective Date: June 3, 2025

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RateCraft ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://ratecraft.com, in compliance with California privacy laws.

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1. Information We Collect

We may collect the following categories of personal information:

• Identifiers: Name, email address, phone number, mailing address.

• Commercial Information: Records of products or services purchased, obtained, or considered.

• Internet or Other Electronic Network Activity Information: Browsing history, search history, and information regarding your interaction with our website.

• Professional or Employment-Related Information: Job title, company name.

We collect this information directly from you when you provide it to us and automatically as you navigate through our website.

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2. Use of Personal Information

We may use the personal information we collect for the following purposes:

• To provide and manage our services.

• To communicate with you, including responding to inquiries and sending service-related notices.

• To improve our website and services.

• To comply with legal obligations.

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3. Sharing of Personal Information

We do not sell your personal information. We may share your information with:

• Service Providers: Third parties who perform services on our behalf.

• Legal Obligations: When required by law or to protect our rights.

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4. Your Rights Under California Law

If you are a California resident, you have the following rights:

• Right to Know: You can request information about the categories and specific pieces of personal information we have collected about you.

• Right to Delete: You can request the deletion of your personal information, subject to certain exceptions.

• Right to Opt-Out: You can request that we do not sell your personal information.

• Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

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To exercise these rights, please contact us at:

• Email: info@ratecraft.com

• Phone: 1-888-632-9900

• Mailing Address:
  RateCraft
  6965 El Camino Real
  Suite 105-587
  Carlsbad, CA 92009

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5. Do Not Track Signals

Our website does not currently respond to "Do Not Track" signals. However, you can set your browser to refuse all or some browser cookies or to alert you when cookies are being sent.

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6. Shine the Light Law

California's "Shine the Light" law permits California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us using the information provided above.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Effective Date" and will be effective as soon as it is accessible.

8. Contact Us

If you have any questions or comments about this Privacy Policy, please contact us at:

• Email: info@ratecraft.com

• Phone: 1-888-632-9900

• Mailing Address:
  RateCraft
  6965 El Camino Real
  Suite 105-587
  Carlsbad, CA 92009